Impervious Axis Solutions LLC · Registered in Maryland

Financial knowledge, earned first-hand — taught one client at a time.

Integrated financial education and consulting for emerging investors, self-employed professionals, and business owners. Real estate, market investing, trust and banking structure, business formation, and insurance-based strategies — explained by someone who has actually done the work.

ENTITYMaryland Registered LLC
MODELFlat-fee education & consulting
FORMATVirtual & by appointment
NEXT PHASEInvestment advisory upon licensure
What we offer

Every discipline. One axis.

Every service below is educational and consulting in nature — practical frameworks, real-world walkthroughs, and written action plans. Personalized investment advisory services will be added upon Series 65 licensure and state registration.

Real Estate

Real Estate Investment Education

Buy-and-hold, flips, wholesaling, REITs, and creative financing. How to evaluate a deal — cap rates, cash-on-cash return, ARV — and how to build a portfolio from your first property forward.

Markets

Stock Market Fundamentals

How markets actually work: reading financial statements, portfolio construction concepts, diversification, and building a personal investment framework you can defend.

Digital Assets

Cryptocurrency Education

Blockchain fundamentals, asset classes within crypto, exchange and custody risk, hardware wallets, and risk-management frameworks built for volatile assets.

Structure

Trust & Banking Strategy

How trust structures function inside real banking relationships — account setup, entity presentation, and asset-protection concepts — taught from direct operational experience as a trustee. Educational only; trust documents require an attorney.

Credit

Personal & Business Credit Education

Structured plans for building or restoring personal credit, plus business credit development and funding readiness. Every credit consultation includes a written action plan — with DIY dispute and letter templates available individually or in packages matched to your situation.

Insurance

Life Insurance as a Financial Tool

Whole life, IUL, and the infinite-banking concept. How to read a policy illustration, evaluate projections, and understand where permanent insurance fits — and where it doesn't.

Business

Business Planning & Formation

Entity selection, operating agreements, EIN and state registration, business banking setup, building business credit, and presenting your company credibly to lenders.

Analysis

Document & Agreement Review

Plain-language written breakdowns of consumer agreements, billing statements, and account correspondence — what the terms actually say, how the numbers work, and which consumer protections may apply. Educational findings delivered in writing, so you can act with clarity.

Advisory · Upon Licensure

Fee-Based Investment Advisory

Personalized, regulated investment advice under state registration — currently in progress through Series 65 licensure and IAR registration. Existing education clients will be offered advisory relationships first.

Tax & Accounting · In Development

Tax Strategy & Accounting Services

Tax preparation, bookkeeping, and integrated tax-plus-investment planning — arriving as the practice completes CPA licensure. The final layer of a one-relationship financial practice.

Transparent, flat-fee pricing

The ledger.

No commissions, no products sold, no percentage of anything. You pay for knowledge and structured guidance — priced like a professional service, because it is one.

Single Sessions

60–90 min · Virtual
Real Estate Investment OverviewStrategy walkthrough + deal evaluation frameworks
$150
Book
Stock Market Education SessionFundamentals, portfolio concepts, personal framework
$125
Book
Crypto Fundamentals & RiskAsset classes, custody, risk management
$125
Book
Trust Structures & Banking StrategyThe flagship session — first-hand trustee experience
$225
Book
Life Insurance as an Investment VehiclePolicy types, illustrations, infinite banking concept
$175
Book
Business Planning & FormationEntity selection, setup sequence, lender presentation
$175
Book
Full Financial Overview90 minutes across any combination of topics
$325
Book

Credit Services — Education & DIY

Plans · Templates · Coaching
Credit Strategy Consultation60 min session + written action plan built around fixing or building your credit + starter template set included
$175
Book
Late Payment Template PackageDIY goodwill and dispute letter templates with instructions
$45
Buy Now
Collections Template PackageDIY validation and dispute letter templates with instructions
$65
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Charge-Off Template PackageDIY furnisher and bureau dispute templates with instructions
$65
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Bankruptcy & Public Record PackageDIY dispute and verification templates with instructions
$75
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Complete Template LibraryEvery template package above, plus updates
$150
Buy Now
Business Funding Readiness ReviewWritten review of your business profile, documentation, and lender presentation before you apply
$250
Request

Credit services are educational and template-based — you implement your own disputes with our frameworks. We do not file disputes on your behalf and no credit outcome is ever guaranteed.

Packages

Multi-session · Any topics
Starter1 consultation, any category
$150
Inquire
Foundation3 consultations across any categories
$400
Inquire
Blueprint6 consultations + written action plan
$950
Inquire
Full Build10 consultations + written plan + 30 days of email support
$1,600
Inquire

Monthly Retainers

Ongoing · Cancel anytime
Basic2 sessions per month + email Q&A
$400 / mo
Inquire
Standard4 sessions per month + email Q&A + monthly written summary
$750 / mo
Inquire
PremiumUnlimited sessions + priority access + full written plans
$1,500 / mo
Inquire

Specialty Deliverables

Written work product
LLC Formation Consulting PackageStructure guidance, setup sequence, document checklist
$300
Request
Written Business PlanBank- and lender-ready planning document
$550
Request
Real Estate Deal AnalysisPer-deal written review and numbers breakdown
$175
Request
Business Credit RoadmapStep-by-step written build plan
$300
Request
Document & Agreement ReviewWritten plain-language breakdown of one agreement or account file — terms, numbers, and applicable consumer protections
$200
Request

Rates reflect the current education-and-consulting phase of the practice and will be revised upon investment adviser registration.

Where this practice is going

A licensed practice, built in stages.

This firm is not standing still. Each credential expands what we can legally and professionally offer — and every client relationship built today carries forward.

STAGE 01

Maryland LLC Formation

Impervious Axis Solutions LLC registered and approved. Education and consulting services active.

STAGE 02

Series 65 Licensure

NASAA Uniform Investment Adviser Law Examination — the gateway to fee-based advisory work.

STAGE 03

IAR / RIA Registration

Registration with the Maryland Securities Division to provide regulated, personalized investment advice.

STAGE 04

CPA Licensure

Tax preparation, accounting, and integrated tax-plus-investment strategy under one roof.

About the founder

Experience you can't get from a textbook.

Impervious Axis Solutions was founded on a simple observation: most financial guidance is delivered by people who have studied the material but never lived it. This practice is built the other way around.

The founder studied finance at the University of Georgia and Rutgers University, then built first-hand experience across the exact areas this firm teaches — real estate investment, market investing, cryptocurrency, trust structures and their day-to-day operation inside banking relationships, life insurance as a financial instrument, and business entity formation and credit building.

Today the practice serves emerging investors, self-employed professionals, and small business owners who want practical, implementation-level knowledge — with a clear roadmap toward fully regulated investment advisory and CPA-level tax services.

Get started

Book, text, or write.

Every engagement starts with a scheduled consultation. Choose whichever channel is easiest — all inquiries receive a response within one business day.